KNOW YOUR INSURANCE COVERAGE
Association Insurance Management, Inc. (AIM) is the official insurance carrier for Howard County PTA/PTSAs. Your insurance premium is due by July 1 of each year. The policy is effective July 1 – June 30 of each school year.
If you have any questions, please call AIM Insurance at 1- 800-876-4044 or visit HERE to contact by email
The policy is designed to cover allowable PTA events. It is critical that before planning any PTA activities the RED, YELLOW and GREEN pages be reviewed. Certain activities and events are prohibited because they are excluded by the insurance policy or because they are dangerous or jeopardize the safety of our children and youth.
If the PTA sponsors a RED page event and someone is injured because of PTA negligence, the individual PTA officers could be held personally liable. —— CALL the insurance company if considering a yellow or red-light activity.
This policy is only to cover members of PTA while doing activities for the PTA. It is critical that outside vendors/concessionaires/service providers have their own insurance to reduce the possibility the PTA unit will be held liable for the activity. PTAs are required to obtain a Hold Harmless Agreement and Evidence of Insurance from each vendor/concessionaire/service provider that is used.
READ AND KNOW – Click here to see The AIM Insurance Guides. READ it before planning any PTA event.